13441 Gitty Up CirCressonTX76035
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.52, 13441 Gitty Up Cir, Cresson, TX, 76035 in Cresson sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.06%. The 8.06% yield is backed by 5% annual appreciation projecting $88,407 in value gain, plus $2,947/yr in principal reduction. Total projected cumulative return: $109,228.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(251) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,184 |
| Total Monthly Debt Service | $2,273 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
8,276 sqft lot
$N/A/sqft
$375 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76035, Cresson, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,204 (100%) |
| Owner Occupied HU | 812 (67.4%) |
| Renter Occupied HU | 266 (22.1%) |
| Vacant Housing Units | 126 (10.5%) |
| Median Home Value | $460,902 |
| Average Home Value | $528,048 |
Housing Distribution
Address Breakdown
Residential
1,006
Single Family
1,005
Multi-Family
1
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
8,276 sqft lot
$N/A/sqft
$375 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76035, Cresson, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,204 (100%) |
| Owner Occupied HU | 812 (67.4%) |
| Renter Occupied HU | 266 (22.1%) |
| Vacant Housing Units | 126 (10.5%) |
| Median Home Value | $460,902 |
| Average Home Value | $528,048 |
Housing Distribution
Address Breakdown
Residential
1,006
Single Family
1,005
Multi-Family
1
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephen Kahn • Century 21 Mike Bowman, Inc.
Mls Name: NTREIS
Mls ID: #20921853
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.