13426 Palm DrAstatulaFL34705
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 13426 Palm Dr, Astatula, FL, 34705 in Astatula at $234,900 earns $1,586/mo in rent and nets $27/mo after the $1,056/mo payment, a 8.1% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $64,899 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $2,163/yr in principal paydown, total projected return reaches $91,295.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.0% |
| Monthly Cash Flow | $27 | $300 |
City averages based on Astatula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,586 |
| Total Monthly Debt Service | $1,465 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1988
4,404 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34705, Astatula, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 912 (72.7%) |
| Renter Occupied HU | 182 (14.5%) |
| Vacant Housing Units | 160 (12.8%) |
| Median Home Value | $334,862 |
| Average Home Value | $359,942 |
Housing Distribution
Address Breakdown
Residential
1,141
Single Family
1,048
Multi-Family
93
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1988
4,404 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34705, Astatula, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 912 (72.7%) |
| Renter Occupied HU | 182 (14.5%) |
| Vacant Housing Units | 160 (12.8%) |
| Median Home Value | $334,862 |
| Average Home Value | $359,942 |
Housing Distribution
Address Breakdown
Residential
1,141
Single Family
1,048
Multi-Family
93
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices