13420 Lyndhurst St #806AustinTX78729
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 13420 Lyndhurst St #806, Austin, TX, 78729 in Austin is a conservative rental investment at $275,000. Rental yield 7.96%. A 1.48 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $75,977; $2,533/yr in principal paydown supplements. Total projected return: $96,975.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 4.5% |
| Monthly Cash Flow | $(130) | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,825 |
| Total Monthly Debt Service | $1,846 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2008
574.99 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78729, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,395 (100%) |
| Owner Occupied HU | 5,342 (34.7%) |
| Renter Occupied HU | 9,442 (61.3%) |
| Vacant Housing Units | 611 ( 4.0%) |
| Median Home Value | $489,566 |
| Average Home Value | $533,615 |
Housing Distribution
Address Breakdown
Residential
14,851
Single Family
7,344
Multi-Family
7,507
Businesses
552
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2008
574.99 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78729, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,395 (100%) |
| Owner Occupied HU | 5,342 (34.7%) |
| Renter Occupied HU | 9,442 (61.3%) |
| Vacant Housing Units | 611 ( 4.0%) |
| Median Home Value | $489,566 |
| Average Home Value | $533,615 |
Housing Distribution
Address Breakdown
Residential
14,851
Single Family
7,344
Multi-Family
7,507
Businesses
552
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices