13419 Orchard Shadows DrRichmondTX77407
INVESTMENT ANALYSIS
Investment Verdict
Solid Income13419 Orchard Shadows Dr, Richmond, TX, 77407 in Richmond carries a 1.52 coverage ratio, rent of $3,736/mo is 1.52 times the $2,464/mo payment. Rental yield 8.18%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $548,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $151,402; total projected cumulative return: $192,537.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.5% |
| Monthly Cash Flow | $(280) | $285 |
City averages based on Richmond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,736 |
| Total Monthly Debt Service | $3,797 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
10,798 sqft lot
$N/A/sqft
$1,420 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
10,798 sqft lot
$N/A/sqft
$1,420 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Arlene Novak • Better Homes and Gardens Real Estate Gary Greene - Sugar Land
Mls Name: HAR
Mls Provider:
Mls ID: #66489895
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