








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Stephenville at 1340 N Lydia St, Stephenville, TX, 76401 earns $296/mo cash flow from $3,283/mo rent with a $2,056/mo payment. Total monthly income totals $3,283/mo, and annual cash flow totals $3,552/yr on $139,230 capital. ROI tracks 22.46% on current figures, and rental yield reads 9.38% at a $420,000 purchase. Equity gained on principal adds $2,710/yr, and 5% annual appreciation supports $116,038 over five years. Five-year ROI reaches 117.72% and total cumulative return in cash sums $163,903. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,283/mo property income instead of your personal income.
Single Family
Built in 1974
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 76401, Stephenville, TX area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,869 (100%) |
| Owner Occupied HU | 6,585 (47.5%) |
| Renter Occupied HU | 5,603 (40.4%) |
| Vacant Housing Units | 1,681 (12.1%) |
| Median Home Value | $287,815 |
| Average Home Value | $397,085 |
Residential
12,970
Single Family
12,078
Multi-Family
892
Businesses
1,377
Date | Event | Price |
|---|---|---|
| 2025-07-12 | Listed for sale | $420,000 |
| 2023-09-30 | Sold | N/A |
| 2023-09-01 | Pending sale | $399,900 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-07-12 | $6400.75 | 4.98% | $367,860 | 6.92% |
| 2023-07-12 | $6096.96 | 42.17% | $344,060 | 23.39% |
| 2022-07-12 | $4288.38 | 1.76% | $278,830 | 28.33% |



Listed by: Marandy Dove • Marandy Dove Realty
Mls Name: NTREIS
Mls ID: #20998134
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.