1340 Arthur Kill RdStaten IslandNY10312
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 1340 Arthur Kill Rd, Staten Island, NY, 10312 in Staten Island is a conservative rental investment at $539,999. Rental yield 7.35%. A 1.36 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $149,192; $4,973/yr in principal paydown supplements. Total projected return: $186,862.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 4.8% |
| Monthly Cash Flow | $(454) | $1,850 |
City averages based on Staten Island market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,310 |
| Total Monthly Debt Service | $3,391 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2003
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10312, Staten Island, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,860 (100%) |
| Owner Occupied HU | 17,024 (74.5%) |
| Renter Occupied HU | 4,572 (20.0%) |
| Vacant Housing Units | 1,264 ( 5.5%) |
| Median Home Value | $731,859 |
| Average Home Value | $760,862 |
Housing Distribution
Address Breakdown
Residential
18,712
Single Family
18,607
Multi-Family
105
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2003
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10312, Staten Island, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,860 (100%) |
| Owner Occupied HU | 17,024 (74.5%) |
| Renter Occupied HU | 4,572 (20.0%) |
| Vacant Housing Units | 1,264 ( 5.5%) |
| Median Home Value | $731,859 |
| Average Home Value | $760,862 |
Housing Distribution
Address Breakdown
Residential
18,712
Single Family
18,607
Multi-Family
105
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SIBOR
Mls ID: #2601659