134 Roxbury StreetKeeneNH03431
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 134 Roxbury Street, Keene, NH, 03431 in Keene at $128,000 earns $976/mo in rent and nets $118/mo after the $576/mo payment, a 9.15% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $35,364 over five years. Ziffy Mortgage underwrites this on a 1.69 DSCR without U.S. credit history. With $1,179/yr in principal paydown, total projected return reaches $56,420.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $118 | $300 |
City averages based on Keene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $976 |
| Total Monthly Debt Service | $807 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03431, Keene, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,799 (100%) |
| Owner Occupied HU | 5,999 (50.8%) |
| Renter Occupied HU | 4,890 (41.4%) |
| Vacant Housing Units | 910 ( 7.7%) |
| Median Home Value | $311,063 |
| Average Home Value | $330,176 |
Housing Distribution
Address Breakdown
Residential
11,150
Single Family
9,154
Multi-Family
1,996
Businesses
1,301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03431, Keene, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,799 (100%) |
| Owner Occupied HU | 5,999 (50.8%) |
| Renter Occupied HU | 4,890 (41.4%) |
| Vacant Housing Units | 910 ( 7.7%) |
| Median Home Value | $311,063 |
| Average Home Value | $330,176 |
Housing Distribution
Address Breakdown
Residential
11,150
Single Family
9,154
Multi-Family
1,996
Businesses
1,301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ruth Blais Thompson • Blais & Associates, Realtors
Mls Name: PrimeMLS
Mls ID: #5057048