134 Loblolly LnAlbanyGA31721
INVESTMENT ANALYSIS
Investment Verdict
Solid Income134 Loblolly Ln, Albany, GA, 31721 in Albany is a solid income-producing rental, 9.24% gross yield, $3,157/mo rent, $564/mo net cash flow on a $409,900 buy. DSCR 1.71 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $113,248 and $3,775/yr in principal reduction project a total cumulative return of $192,008.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.5% |
| Monthly Cash Flow | $564 | $350 |
City averages based on Albany market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,157 |
| Total Monthly Debt Service | $2,430 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
1.03 Acres lot
$N/A/sqft
$225 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
1.03 Acres lot
$N/A/sqft
$225 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary Linda Cotten • COLDWELL BANKER WALDEN & KIRKLAND
Mls Name: SWGMLS
Mls ID: #169663
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.