134 Heritage DriveWaterburyCT06708
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 134 Heritage Drive, Waterbury, CT, 06708 in Waterbury. Priced at $339,900, it generates $3,158/mo in gross rent and $849/mo in net monthly cash flow, a 11.15% yield that comfortably supports the 2.07 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,187. Five-year appreciation: $93,908. Equity from principal paydown: $3,131/yr. Total projected cumulative return: $184,454.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 7.1% |
| Monthly Cash Flow | $849 | $450 |
City averages based on Waterbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,158 |
| Total Monthly Debt Service | $2,174 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
10,454 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
10,454 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ketty Daffron • William Raveis Real Estate
Mls Name: Smart MLS
Mls ID: #24127483