134 E Lincoln StPewamoMI48873
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 134 E Lincoln St, Pewamo, MI, 48873 in Pewamo. At $205,000 it earns $1,798/mo in rent and distributes $446/mo to the owner after the $922/mo payment, a consistent 10.52% yield. DSCR 1.95 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $56,638 in value; $1,888/yr in principal paydown compounds ownership stake. Total projected return: $106,809.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.3% |
| Monthly Cash Flow | $446 | $650 |
City averages based on Pewamo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,798 |
| Total Monthly Debt Service | $1,270 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48873, Pewamo, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 492 (83.0%) |
| Renter Occupied HU | 67 (11.3%) |
| Vacant Housing Units | 34 ( 5.7%) |
| Median Home Value | $244,656 |
| Average Home Value | $301,001 |
Housing Distribution
Address Breakdown
Residential
498
Single Family
486
Multi-Family
12
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48873, Pewamo, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 492 (83.0%) |
| Renter Occupied HU | 67 (11.3%) |
| Vacant Housing Units | 34 ( 5.7%) |
| Median Home Value | $244,656 |
| Average Home Value | $301,001 |
Housing Distribution
Address Breakdown
Residential
498
Single Family
486
Multi-Family
12
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices