134 E Lincoln StPewamoMI48873
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 134 E Lincoln St, Pewamo, MI, 48873 in Pewamo. At $205,000 it earns $1,798/mo in rent and distributes $446/mo to the owner after the $972/mo payment, a consistent 10.52% yield. DSCR 1.85 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $56,638 in value; $1,719/yr in principal paydown compounds ownership stake. Total projected return: $102,953.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.3% |
| Monthly Cash Flow | $446 | $650 |
City averages based on Pewamo market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,798 |
| Total Monthly Debt Service | $1,320 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48873, Pewamo, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 492 (83.0%) |
| Renter Occupied HU | 67 (11.3%) |
| Vacant Housing Units | 34 ( 5.7%) |
| Median Home Value | $244,656 |
| Average Home Value | $301,001 |
Housing Distribution
Address Breakdown
Residential
498
Single Family
486
Multi-Family
12
Businesses
22
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
