134 4th AveRoeblingNJ08554
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 134 4th Ave, Roebling, NJ, 08554 in Roebling: $3,092/mo in rent, $248/mo in net income, 9.3% gross yield, 1.72 DSCR, all at $399,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $110,236 in appreciation and $3,675/yr in principal paydown projects total cumulative return of $168,881.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $248 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,092 |
| Total Monthly Debt Service | $2,685 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1900
2,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08554, Roebling, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,538 (100%) |
| Owner Occupied HU | 1,149 (74.7%) |
| Renter Occupied HU | 300 (19.5%) |
| Vacant Housing Units | 89 ( 5.8%) |
| Median Home Value | $349,731 |
| Average Home Value | $345,657 |
Housing Distribution
Address Breakdown
Residential
1,501
Single Family
1,458
Multi-Family
43
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1900
2,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08554, Roebling, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,538 (100%) |
| Owner Occupied HU | 1,149 (74.7%) |
| Renter Occupied HU | 300 (19.5%) |
| Vacant Housing Units | 89 ( 5.8%) |
| Median Home Value | $349,731 |
| Average Home Value | $345,657 |
Housing Distribution
Address Breakdown
Residential
1,501
Single Family
1,458
Multi-Family
43
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kimberley D. Witkowski • Home Journey Realty
Mls Name: Bright MLS
Mls ID: #NJBL2103908