13399 Wales Creek RdSouth WalesNY14139
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow13399 Wales Creek Rd, South Wales, NY, 14139 in South Wales earns its strong cash-flow label: 10.35% yield, $2,587/mo rent, $585/mo net income, DSCR 1.92. The $299,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $82,857 by year five. Combined with $2,762/yr in principal paydown, total projected return reaches $151,975.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $585 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,587 |
| Total Monthly Debt Service | $1,883 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14139, South Wales, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 929 (100%) |
| Owner Occupied HU | 751 (80.8%) |
| Renter Occupied HU | 113 (12.2%) |
| Vacant Housing Units | 65 ( 7.0%) |
| Median Home Value | $299,824 |
| Average Home Value | $342,553 |
Housing Distribution
Address Breakdown
Residential
923
Single Family
923
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14139, South Wales, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 929 (100%) |
| Owner Occupied HU | 751 (80.8%) |
| Renter Occupied HU | 113 (12.2%) |
| Vacant Housing Units | 65 ( 7.0%) |
| Median Home Value | $299,824 |
| Average Home Value | $342,553 |
Housing Distribution
Address Breakdown
Residential
923
Single Family
923
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chelsea Root • Howard Hanna WNY Inc.
Mls Name: NYSAMLSs
Mls ID: #B1634381