1335 Horseshoe DrCottonportLA71327
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1335 Horseshoe Dr, Cottonport, LA, 71327 in Cottonport is capital appreciation. Rental yield 1.92%. The 1.92% gross yield at $475,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $131,234 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.36) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $39,770.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 6.0% |
| Monthly Cash Flow | $(2,182) | $450 |
City averages based on Cottonport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $761 |
| Total Monthly Debt Service | $2,753 |
| DSCR Ratio | 0.28x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
2.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71327, Cottonport, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,758 (100%) |
| Owner Occupied HU | 1,028 (58.5%) |
| Renter Occupied HU | 505 (28.7%) |
| Vacant Housing Units | 225 (12.8%) |
| Median Home Value | $136,000 |
| Average Home Value | $181,987 |
Housing Distribution
Address Breakdown
Residential
1,179
Single Family
1,179
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
2.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71327, Cottonport, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,758 (100%) |
| Owner Occupied HU | 1,028 (58.5%) |
| Renter Occupied HU | 505 (28.7%) |
| Vacant Housing Units | 225 (12.8%) |
| Median Home Value | $136,000 |
| Average Home Value | $181,987 |
Housing Distribution
Address Breakdown
Residential
1,179
Single Family
1,179
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emma Rachal • Cypress Realty Of Louisiana
Mls Name: GCLRA
Mls Provider:
Mls ID: #2472996
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.