1332 Johnson CirMontgomeryLA71454
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 1332 Johnson Cir, Montgomery, LA, 71454 in Montgomery is straightforward: $150,000 in, $1,138/mo in rent, $208/mo out after debt service. The 9.1% gross yield and 1.69 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $41,442 by year five. With $1,382/yr in principal equity, the total cumulative return is projected at $70,352.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $208 | $400 |
City averages based on Montgomery market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,138 |
| Total Monthly Debt Service | $869 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71454, Montgomery, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,205 (100%) |
| Owner Occupied HU | 726 (60.2%) |
| Renter Occupied HU | 222 (18.4%) |
| Vacant Housing Units | 257 (21.3%) |
| Median Home Value | $123,387 |
| Average Home Value | $156,570 |
Housing Distribution
Address Breakdown
Residential
848
Single Family
848
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71454, Montgomery, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,205 (100%) |
| Owner Occupied HU | 726 (60.2%) |
| Renter Occupied HU | 222 (18.4%) |
| Vacant Housing Units | 257 (21.3%) |
| Median Home Value | $123,387 |
| Average Home Value | $156,570 |
Housing Distribution
Address Breakdown
Residential
848
Single Family
848
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GCLRA
Mls ID: #2550109