1332 FLOTILLA DRIVEHolidayFL34690
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1332 FLOTILLA DRIVE, Holiday, FL, 34690 in Holiday. Priced at $299,000, it generates $2,712/mo in gross rent and $728/mo in net monthly cash flow, a 10.88% yield that comfortably supports the 1.91 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,733. Five-year appreciation: $82,608. Equity from principal paydown: $2,507/yr. Total projected cumulative return: $155,232.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 8.0% |
| Monthly Cash Flow | $728 | $1,200 |
City averages based on Holiday market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,712 |
| Total Monthly Debt Service | $1,938 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
9,145 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34690, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,538 (100%) |
| Owner Occupied HU | 4,141 (54.9%) |
| Renter Occupied HU | 2,173 (28.8%) |
| Vacant Housing Units | 1,224 (16.2%) |
| Median Home Value | $162,816 |
| Average Home Value | $219,763 |
Housing Distribution
Address Breakdown
Residential
6,977
Single Family
6,222
Multi-Family
755
Businesses
214
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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