13319 StairockSan AntonioTX78248
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 13319 Stairock, San Antonio, TX, 78248 in San Antonio: $3,584/mo in rent, $403/mo in net income, 9.67% gross yield, 1.79 DSCR, all at $445,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $122,945 in appreciation and $4,098/yr in principal paydown projects total cumulative return of $197,534.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.8% |
| Monthly Cash Flow | $403 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,584 |
| Total Monthly Debt Service | $2,987 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
8,232 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78248, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,278 (100%) |
| Owner Occupied HU | 4,281 (68.2%) |
| Renter Occupied HU | 1,618 (25.8%) |
| Vacant Housing Units | 379 ( 6.0%) |
| Median Home Value | $456,118 |
| Average Home Value | $496,643 |
Housing Distribution
Address Breakdown
Residential
5,831
Single Family
4,798
Multi-Family
1,033
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
8,232 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78248, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,278 (100%) |
| Owner Occupied HU | 4,281 (68.2%) |
| Renter Occupied HU | 1,618 (25.8%) |
| Vacant Housing Units | 379 ( 6.0%) |
| Median Home Value | $456,118 |
| Average Home Value | $496,643 |
Housing Distribution
Address Breakdown
Residential
5,831
Single Family
4,798
Multi-Family
1,033
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mariana Kryviuk • Real Broker, LLC
Mls Name: LERA MLS
Mls ID: #1939402