13319 KILTEYSan AntonioTX78248
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 13319 KILTEY, San Antonio, TX, 78248 in San Antonio is the 1.53 coverage ratio: rent of $2,737/mo versus a $1,785/mo debt payment on a $397,000 property. Rental yield 8.27%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $109,684 by year five, with $3,656/yr in equity from paydown. Total projected cumulative return: $145,640.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.8% |
| Monthly Cash Flow | $(103) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,737 |
| Total Monthly Debt Service | $2,682 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.43 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78248, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,278 (100%) |
| Owner Occupied HU | 4,281 (68.2%) |
| Renter Occupied HU | 1,618 (25.8%) |
| Vacant Housing Units | 379 ( 6.0%) |
| Median Home Value | $456,118 |
| Average Home Value | $496,643 |
Housing Distribution
Address Breakdown
Residential
5,831
Single Family
4,798
Multi-Family
1,033
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.43 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78248, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,278 (100%) |
| Owner Occupied HU | 4,281 (68.2%) |
| Renter Occupied HU | 1,618 (25.8%) |
| Vacant Housing Units | 379 ( 6.0%) |
| Median Home Value | $456,118 |
| Average Home Value | $496,643 |
Housing Distribution
Address Breakdown
Residential
5,831
Single Family
4,798
Multi-Family
1,033
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Derek Bedell • Epique Realty LLC
Mls Name: SABOR
Mls Provider:
Mls ID: #1840468
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.