13313 E 54th DrYumaAZ85367
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 13313 E 54th Dr, Yuma, AZ, 85367 in Yuma offers a clean, manageable entry. Rental yield 6.49%. DSCR 1.20 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $59,401 in additional property value over five years, with $1,980/yr in principal equity building ownership stake. Total projected cumulative return: $74,344.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 5.8% |
| Monthly Cash Flow | $(108) | $420 |
City averages based on Yuma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,163 |
| Total Monthly Debt Service | $1,185 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
7,040 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85367, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,076 (100%) |
| Owner Occupied HU | 9,321 (51.6%) |
| Renter Occupied HU | 1,565 ( 8.7%) |
| Vacant Housing Units | 7,190 (39.8%) |
| Median Home Value | $270,443 |
| Average Home Value | $280,380 |
Housing Distribution
Address Breakdown
Residential
14,687
Single Family
13,215
Multi-Family
1,472
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
7,040 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85367, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,076 (100%) |
| Owner Occupied HU | 9,321 (51.6%) |
| Renter Occupied HU | 1,565 ( 8.7%) |
| Vacant Housing Units | 7,190 (39.8%) |
| Median Home Value | $270,443 |
| Average Home Value | $280,380 |
Housing Distribution
Address Breakdown
Residential
14,687
Single Family
13,215
Multi-Family
1,472
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: C. (Ed) E Sexton • Keller Williams Realty Yuma
Mls Name: YARMLS
Mls Provider:
Mls ID: #20244201
Disclaimer: This data is provided by the Yuma Association of REALTORS, Inc. Multiple Listing Service. Real Estate listings held by brokerage firms other than Zillow, Inc. are marked with the Broker Reciprocity(SM) logo or the Broker Reciprocity thumbnail logo. This information is deemed reliable, but not guaranteed.