13312 Midway AveRockvilleMD20851
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 13312 Midway Ave, Rockville, MD, 20851 in Rockville. Rental yield 5.75%. At $599,900 with 5.75% gross yield, current distributions are modest, but the 5% appreciation rate projects $165,741 in new equity by year five, complemented by $5,525/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.07) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $172,608.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 4.8% |
| Monthly Cash Flow | $(854) | $1,850 |
City averages based on Rockville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,877 |
| Total Monthly Debt Service | $3,492 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
8,240 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20851, Rockville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,292 (100%) |
| Owner Occupied HU | 2,926 (68.2%) |
| Renter Occupied HU | 1,196 (27.9%) |
| Vacant Housing Units | 170 ( 4.0%) |
| Median Home Value | $538,949 |
| Average Home Value | $573,892 |
Housing Distribution
Address Breakdown
Residential
5,041
Single Family
3,737
Multi-Family
1,304
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
8,240 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20851, Rockville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,292 (100%) |
| Owner Occupied HU | 2,926 (68.2%) |
| Renter Occupied HU | 1,196 (27.9%) |
| Vacant Housing Units | 170 ( 4.0%) |
| Median Home Value | $538,949 |
| Average Home Value | $573,892 |
Housing Distribution
Address Breakdown
Residential
5,041
Single Family
3,737
Multi-Family
1,304
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices