13310 Proctor Valley RdJamulCA91935
INVESTMENT ANALYSIS
Investment Verdict
Solid Income13310 Proctor Valley Rd, Jamul, CA, 91935 in Jamul is a solid income-producing rental, 9.43% gross yield, $9,390/mo rent, $1,998/mo net cash flow on a $1,195,000 buy. DSCR 1.75 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $330,156 and $11,006/yr in principal reduction project a total cumulative return of $581,695.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $1,998 | $1,200 |
City averages based on Jamul market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,390 |
| Total Monthly Debt Service | $6,917 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
3.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91935, Jamul, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,276 (100%) |
| Owner Occupied HU | 2,687 (82.0%) |
| Renter Occupied HU | 439 (13.4%) |
| Vacant Housing Units | 150 ( 4.6%) |
| Median Home Value | $980,741 |
| Average Home Value | $1,096,911 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,916
Multi-Family
2
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
3.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91935, Jamul, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,276 (100%) |
| Owner Occupied HU | 2,687 (82.0%) |
| Renter Occupied HU | 439 (13.4%) |
| Vacant Housing Units | 150 ( 4.6%) |
| Median Home Value | $980,741 |
| Average Home Value | $1,096,911 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,916
Multi-Family
2
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices