1331 N Dixie Downs Rd UNIT 45Saint GeorgeUT84770
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 1331 N Dixie Downs Rd UNIT 45, Saint George, UT, 84770 in Saint George worth modelling. At $266,000 with a 8.17% gross yield, the $1,812/mo rent leaves $158/mo after the $1,196/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.52 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $73,491 by year five; $2,450/yr in principal reduction adds further equity. Total projected return: $111,119.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.5% |
| Monthly Cash Flow | $158 | $1,850 |
City averages based on Saint George market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,812 |
| Total Monthly Debt Service | $1,548 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
3,049 sqft lot
$N/A/sqft
$89 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84770, Saint George, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,832 (100%) |
| Owner Occupied HU | 11,136 (48.8%) |
| Renter Occupied HU | 7,108 (31.1%) |
| Vacant Housing Units | 4,588 (20.1%) |
| Median Home Value | $571,248 |
| Average Home Value | $636,843 |
Housing Distribution
Address Breakdown
Residential
18,981
Single Family
18,840
Multi-Family
141
Businesses
2,011
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
3,049 sqft lot
$N/A/sqft
$89 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84770, Saint George, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,832 (100%) |
| Owner Occupied HU | 11,136 (48.8%) |
| Renter Occupied HU | 7,108 (31.1%) |
| Vacant Housing Units | 4,588 (20.1%) |
| Median Home Value | $571,248 |
| Average Home Value | $636,843 |
Housing Distribution
Address Breakdown
Residential
18,981
Single Family
18,840
Multi-Family
141
Businesses
2,011
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: J TURD'L MILLER • COLDWELL BANKER PREMIER REALTY
Mls Name: WCBR
Mls ID: #25-259869
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.