1331 N 3rd AveThatcherAZ85552

INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1331 N 3rd Ave, Thatcher, AZ, 85552 in Thatcher deserves attention. This $184,100 property earns $2,366/mo in rent, a 15.42% gross yield, and nets $1,278/mo after the $828/mo payment. DSCR 2.86 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $50,863 compounds alongside $1,696/yr in yearly equity build, for a total cumulative return of $151,810.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.4% | 6.0% |
| Monthly Cash Flow | $1,278 | $300 |
City averages based on Thatcher market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,366 |
| Total Monthly Debt Service | $1,015 |
| DSCR Ratio | 2.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85552, Thatcher, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,071 (100%) |
| Owner Occupied HU | 2,066 (67.3%) |
| Renter Occupied HU | 746 (24.3%) |
| Vacant Housing Units | 259 ( 8.4%) |
| Median Home Value | $311,310 |
| Average Home Value | $320,848 |
Housing Distribution
Address Breakdown
Residential
1,875
Single Family
1,670
Multi-Family
205
Businesses
148



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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1963
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85552, Thatcher, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,071 (100%) |
| Owner Occupied HU | 2,066 (67.3%) |
| Renter Occupied HU | 746 (24.3%) |
| Vacant Housing Units | 259 ( 8.4%) |
| Median Home Value | $311,310 |
| Average Home Value | $320,848 |
Housing Distribution
Address Breakdown
Residential
1,875
Single Family
1,670
Multi-Family
205
Businesses
148
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices










