13305 N Galena TrlOro ValleyAZ85755
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 13305 N Galena Trl, Oro Valley, AZ, 85755 in Oro Valley is a conservative rental investment at $809,990. Rental yield 6.92%. A 1.28 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $223,785; $7,460/yr in principal paydown supplements. Total projected return: $288,000.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.5% |
| Monthly Cash Flow | $(295) | $1,800 |
City averages based on Oro Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,674 |
| Total Monthly Debt Service | $4,647 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
8,712 sqft lot
$N/A/sqft
$181 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
8,712 sqft lot
$N/A/sqft
$181 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Albert Kingsbury • PCD Realty LLC
Mls Name: MLS of Southern Arizona
Mls Provider:
Mls ID: #22514241
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