133 Phelps RoadEast WindsorCT06088
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 133 Phelps Road, East Windsor, CT, 06088 in East Windsor speaks for itself: 11.72% gross on a $425,000 price, generating $4,150/mo in rent and $1,262/mo in net income after the $1,911/mo debt service. DSCR 2.17, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $15,143 stacks alongside $117,420 in projected five-year appreciation and $3,914/yr in principal reduction. Projected total cumulative return: $243,527.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.0% |
| Monthly Cash Flow | $1,262 | $250 |
City averages based on East Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,150 |
| Total Monthly Debt Service | $2,719 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06088, East Windsor, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,555 (100%) |
| Owner Occupied HU | 1,523 (59.6%) |
| Renter Occupied HU | 877 (34.3%) |
| Vacant Housing Units | 155 ( 6.1%) |
| Median Home Value | $275,691 |
| Average Home Value | $320,980 |
Housing Distribution
Address Breakdown
Residential
2,326
Single Family
2,243
Multi-Family
83
Businesses
513
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06088, East Windsor, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,555 (100%) |
| Owner Occupied HU | 1,523 (59.6%) |
| Renter Occupied HU | 877 (34.3%) |
| Vacant Housing Units | 155 ( 6.1%) |
| Median Home Value | $275,691 |
| Average Home Value | $320,980 |
Housing Distribution
Address Breakdown
Residential
2,326
Single Family
2,243
Multi-Family
83
Businesses
513
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mustafa Muaremi • Regency Real Estate, LLC
Mls Name: Smart MLS
Mls ID: #24152743