133 Otter View DriveClarendonVT05759
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 133 Otter View Drive, Clarendon, VT, 05759 in Clarendon. Priced at $349,000, it generates $3,076/mo in gross rent and $754/mo in net monthly cash flow, a 10.58% yield that comfortably supports the 1.96 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,045. Five-year appreciation: $96,422. Equity from principal paydown: $3,214/yr. Total projected cumulative return: $181,622.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $754 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,076 |
| Total Monthly Debt Service | $2,183 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1986
3.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05759, North Clarendon, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 891 (100%) |
| Owner Occupied HU | 681 (76.4%) |
| Renter Occupied HU | 145 (16.3%) |
| Vacant Housing Units | 65 ( 7.3%) |
| Median Home Value | $272,344 |
| Average Home Value | $290,117 |
Housing Distribution
Address Breakdown
Residential
743
Single Family
743
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1986
3.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05759, North Clarendon, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 891 (100%) |
| Owner Occupied HU | 681 (76.4%) |
| Renter Occupied HU | 145 (16.3%) |
| Vacant Housing Units | 65 ( 7.3%) |
| Median Home Value | $272,344 |
| Average Home Value | $290,117 |
Housing Distribution
Address Breakdown
Residential
743
Single Family
743
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices