133 E Main StSharpsburgMD21782
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing133 E Main St, Sharpsburg, MD, 21782 in Sharpsburg is a stable, well-positioned rental at $600,000. Rental yield 6.04%. DSCR 1.12 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $165,769 in value and $5,526/yr in principal paydown builds equity, a total projected return of $181,784.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 8.5% |
| Monthly Cash Flow | $(711) | $350 |
City averages based on Sharpsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,020 |
| Total Monthly Debt Service | $3,493 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1855
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21782, Sharpsburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,773 (100%) |
| Owner Occupied HU | 1,356 (76.5%) |
| Renter Occupied HU | 217 (12.2%) |
| Vacant Housing Units | 200 (11.3%) |
| Median Home Value | $352,885 |
| Average Home Value | $388,988 |
Housing Distribution
Address Breakdown
Residential
1,416
Single Family
1,416
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1855
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21782, Sharpsburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,773 (100%) |
| Owner Occupied HU | 1,356 (76.5%) |
| Renter Occupied HU | 217 (12.2%) |
| Vacant Housing Units | 200 (11.3%) |
| Median Home Value | $352,885 |
| Average Home Value | $388,988 |
Housing Distribution
Address Breakdown
Residential
1,416
Single Family
1,416
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDWA2035294