133 Blair AveCottage HillsIL62018
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow133 Blair Ave, Cottage Hills, IL, 62018 in Cottage Hills is a solid income-producing rental, 10.73% gross yield, $1,060/mo rent, $238/mo net cash flow on a $118,500 buy. DSCR 1.99 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $32,739 and $1,091/yr in principal reduction project a total cumulative return of $60,668.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 7.0% |
| Monthly Cash Flow | $238 | $300 |
City averages based on Cottage Hills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,060 |
| Total Monthly Debt Service | $775 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
8,772 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62018, Cottage Hills, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,665 (100%) |
| Owner Occupied HU | 965 (58.0%) |
| Renter Occupied HU | 500 (30.0%) |
| Vacant Housing Units | 200 (12.0%) |
| Median Home Value | $116,618 |
| Average Home Value | $140,492 |
Housing Distribution
Address Breakdown
Residential
1,343
Single Family
1,343
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
8,772 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62018, Cottage Hills, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,665 (100%) |
| Owner Occupied HU | 965 (58.0%) |
| Renter Occupied HU | 500 (30.0%) |
| Vacant Housing Units | 200 (12.0%) |
| Median Home Value | $116,618 |
| Average Home Value | $140,492 |
Housing Distribution
Address Breakdown
Residential
1,343
Single Family
1,343
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: George Sykes • Worth Clark Realty
Mls Name: MARIS
Mls ID: #26003183