133 Ardsley CirBrocktonMA02302
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 133 Ardsley Cir, Brockton, MA, 02302 in Brockton is narrow, $168/mo net on $2,374/mo rent after the $1,574/mo debt service, but the property operates at break-even-plus, not a loss. At $349,999 with a 8.14% yield, the long-run equity case via 5% appreciation ($96,698 over five years) and $3,224/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.51 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $143,731.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.8% |
| Monthly Cash Flow | $168 | $1,850 |
City averages based on Brockton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,374 |
| Total Monthly Debt Service | $2,067 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
10,137 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02302, Brockton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,225 (100%) |
| Owner Occupied HU | 8,506 (69.6%) |
| Renter Occupied HU | 3,364 (27.5%) |
| Vacant Housing Units | 355 ( 2.9%) |
| Median Home Value | $474,885 |
| Average Home Value | $547,807 |
Housing Distribution
Address Breakdown
Residential
12,068
Single Family
11,081
Multi-Family
987
Businesses
400
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
10,137 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02302, Brockton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,225 (100%) |
| Owner Occupied HU | 8,506 (69.6%) |
| Renter Occupied HU | 3,364 (27.5%) |
| Vacant Housing Units | 355 ( 2.9%) |
| Median Home Value | $474,885 |
| Average Home Value | $547,807 |
Housing Distribution
Address Breakdown
Residential
12,068
Single Family
11,081
Multi-Family
987
Businesses
400
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hunter Ware • Access
Mls Name: MLS PIN
Mls ID: #73476570