13256 Whitehaven Ln APT 507Fort MyersFL33966
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 13256 Whitehaven Ln APT 507, Fort Myers, FL, 33966 in Fort Myers achieves a 1.83 ratio at $229,000: $1,887/mo rent versus $1,030/mo debt service. Rental yield 9.89%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.89% yield compounds alongside 5% annual appreciation projecting $63,268 in value. Total projected cumulative return: $82,914.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.8% |
| Monthly Cash Flow | $(99) | $1,850 |
City averages based on Fort Myers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,887 |
| Total Monthly Debt Service | $1,895 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
4,486 sqft lot
$N/A/sqft
$5,600 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
4,486 sqft lot
$N/A/sqft
$5,600 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Frank Dittschar, LLC • John R Wood Properties
Mls Name: SWFLMLS
Mls Provider:
Mls ID: #225037938
Disclaimer: The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS. Copyright 2025 Southwest Florida MLS. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.