13231 Gramercy PlGardenaCA90249
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 13231 Gramercy Pl, Gardena, CA, 90249 in Gardena is a conservative rental investment at $929,950. Rental yield 6.76%. A 1.25 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $256,928; $8,565/yr in principal paydown supplements. Total projected return: $319,699.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.5% |
| Monthly Cash Flow | $(511) | $350 |
City averages based on Gardena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,242 |
| Total Monthly Debt Service | $5,383 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
5,301 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90249, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,655 (100%) |
| Owner Occupied HU | 5,319 (55.1%) |
| Renter Occupied HU | 4,025 (41.7%) |
| Vacant Housing Units | 311 ( 3.2%) |
| Median Home Value | $740,599 |
| Average Home Value | $761,970 |
Housing Distribution
Address Breakdown
Residential
9,326
Single Family
7,150
Multi-Family
2,176
Businesses
1,676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
5,301 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90249, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,655 (100%) |
| Owner Occupied HU | 5,319 (55.1%) |
| Renter Occupied HU | 4,025 (41.7%) |
| Vacant Housing Units | 311 ( 3.2%) |
| Median Home Value | $740,599 |
| Average Home Value | $761,970 |
Housing Distribution
Address Breakdown
Residential
9,326
Single Family
7,150
Multi-Family
2,176
Businesses
1,676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices