13225 101st St LOT 107LargoFL33773
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.78 makes 13225 101st St LOT 107, Largo, FL, 33773 in Largo one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.59%. The 9.59% yield, 5% annual appreciation ($27,904 over five years), and $930/yr in principal reduction project a total cumulative return of $28,870.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.0% |
| Monthly Cash Flow | $(171) | $1,500 |
City averages based on Largo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $807 |
| Total Monthly Debt Service | $938 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1973
43.64 Acres lot
$N/A/sqft
$285 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33773, Largo, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,744 (100%) |
| Owner Occupied HU | 6,907 (64.3%) |
| Renter Occupied HU | 2,418 (22.5%) |
| Vacant Housing Units | 1,419 (13.2%) |
| Median Home Value | $329,132 |
| Average Home Value | $366,413 |
Housing Distribution
Address Breakdown
Residential
8,556
Single Family
7,745
Multi-Family
811
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1973
43.64 Acres lot
$N/A/sqft
$285 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33773, Largo, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,744 (100%) |
| Owner Occupied HU | 6,907 (64.3%) |
| Renter Occupied HU | 2,418 (22.5%) |
| Vacant Housing Units | 1,419 (13.2%) |
| Median Home Value | $329,132 |
| Average Home Value | $366,413 |
Housing Distribution
Address Breakdown
Residential
8,556
Single Family
7,745
Multi-Family
811
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Holly Frandeka • CHARLES RUTENBERG REALTY INC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8366551
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