1322 S 49th StSan DiegoCA92113
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1322 S 49th St, San Diego, CA, 92113 in San Diego speaks for itself: 11.55% gross on a $480,000 price, generating $4,619/mo in rent and $1,649/mo in net income after the $2,158/mo debt service. DSCR 2.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,793 stacks alongside $132,615 in projected five-year appreciation and $4,421/yr in principal reduction. Projected total cumulative return: $288,167.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 4.8% |
| Monthly Cash Flow | $1,649 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,619 |
| Total Monthly Debt Service | $2,778 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
5,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92113, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,800 (100%) |
| Owner Occupied HU | 3,948 (28.6%) |
| Renter Occupied HU | 9,238 (66.9%) |
| Vacant Housing Units | 614 ( 4.4%) |
| Median Home Value | $598,544 |
| Average Home Value | $665,910 |
Housing Distribution
Address Breakdown
Residential
13,499
Single Family
11,026
Multi-Family
2,473
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
5,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92113, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,800 (100%) |
| Owner Occupied HU | 3,948 (28.6%) |
| Renter Occupied HU | 9,238 (66.9%) |
| Vacant Housing Units | 614 ( 4.4%) |
| Median Home Value | $598,544 |
| Average Home Value | $665,910 |
Housing Distribution
Address Breakdown
Residential
13,499
Single Family
11,026
Multi-Family
2,473
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Frank McLin • Heartland Real Estate
Mls Name: CRMLS
Mls ID: #PTP2600675