1322 Reiker Ford RdSaint clairMO63077
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 1322 Reiker Ford Rd, Saint clair, MO, 63077 in Saint clair is a conservative rental investment at $139,650. Rental yield 7.22%. A 1.34 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $38,583; $1,286/yr in principal paydown supplements. Total projected return: $51,065.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $(30) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $840 |
| Total Monthly Debt Service | $814 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1997
3.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63077, Saint Clair, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,234 (100%) |
| Owner Occupied HU | 3,344 (63.9%) |
| Renter Occupied HU | 1,389 (26.5%) |
| Vacant Housing Units | 501 ( 9.6%) |
| Median Home Value | $198,043 |
| Average Home Value | $235,051 |
Housing Distribution
Address Breakdown
Residential
4,962
Single Family
4,887
Multi-Family
75
Businesses
380
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1997
3.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63077, Saint Clair, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,234 (100%) |
| Owner Occupied HU | 3,344 (63.9%) |
| Renter Occupied HU | 1,389 (26.5%) |
| Vacant Housing Units | 501 ( 9.6%) |
| Median Home Value | $198,043 |
| Average Home Value | $235,051 |
Housing Distribution
Address Breakdown
Residential
4,962
Single Family
4,887
Multi-Family
75
Businesses
380
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott L Hickinbotham • Hickinbotham Real Estate, Inc.
Mls Name: MARIS
Mls ID: #26004175