1322 Isabella Way, Vista, CA, 92084 | 7.18% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $3,710/mo, and a $3,035/mo payment. Purchase price stands at $620,000, and rental yield measures 7.18% with $3,710/mo rent. Return on cash invested shows 19.32% in year one, and 5% annual appreciation builds toward $171,295 over five years. Five-year ROI reaches 99.66% and total cumulative return in cash records $203,283. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,710/mo property income covering a $3,035/mo payment rather than investor’s personal income.

Condo

Built in 2010

2.86 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 92084, Vista, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,920 (100%)
Owner Occupied HU	9,184 (54.3%)
Renter Occupied HU	6,954 (41.1%)
Vacant Housing Units	782 ( 4.6%)
Median Home Value	$887,175
Average Home Value	$961,265