1320 W 21st StMercedCA95340
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Merced at 1320 W 21st St, Merced, CA, 95340 generates $1,833/mo in rent and, after a $1,346/mo payment, leaves $132/mo in cash flow. Total monthly income is $1,833/mo, and annual cash flow is $1,581/yr on $91,163 invested. Return on cash invested sits at 21.64% in year one, and rental yield is 8% on a $275,000 entry. Equity gained on principal adds $1,775/yr, while 5% annual appreciation builds toward $75,977 over five years. Five-year ROI reaches 112.14% and total cumulative return in cash sums $102,227. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,833/mo property income rather than buyer’s personal income.
Single Family
Built in 1950
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95340, Merced, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,524 (100%) |
| Owner Occupied HU | 7,003 (51.8%) |
| Renter Occupied HU | 5,837 (43.2%) |
| Vacant Housing Units | 684 ( 5.1%) |
| Median Home Value | $432,803 |
| Average Home Value | $489,545 |
Housing Distribution
Address Breakdown
Residential
13,293
Single Family
12,487
Multi-Family
806
Businesses
1,049
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Listed by: Julie Kaley • Merced Homes Realty
Mls Name: CRMLS
Mls ID: #MC25249469