1320 S Spruce StAshlandPA17921
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Ashland at 1320 S Spruce St, Ashland, PA, 17921 listed at $126,000 pairs $810/mo rent with a $617/mo payment. Total monthly income runs $810/mo. Return on cash invested measures 19.45% in year one, and rental yield registers 7.71% at a $126,000 basis. Equity gained on principal adds $813/yr, and annual property appreciation at 5% supports $34,811 by year five. Five-year ROI tracks 100.97% and total cumulative return in cash totals $42,175. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $810/mo property income relative to a $617/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Townhouse
Built in 1900
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17921, Ashland, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,686 (100%) |
| Owner Occupied HU | 2,422 (65.7%) |
| Renter Occupied HU | 591 (16.0%) |
| Vacant Housing Units | 673 (18.3%) |
| Median Home Value | $163,971 |
| Average Home Value | $183,988 |
Housing Distribution
Address Breakdown
Residential
2,906
Single Family
2,826
Multi-Family
80
Businesses
158
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Listed by: Carmen Lajas • Signature Lux Realty LLC
Mls Name: Bright MLS
Mls ID: #PASK2022518