1320 Nelson StLincolnNE68521
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 1320 Nelson St, Lincoln, NE, 68521 in Lincoln achieves 1.50, rent of $1,537/mo covers the $1,025/mo payment 1.5x over at $228,000. Rental yield 8.09%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $62,992 over five years, with $2,100/yr in principal reduction bringing total projected return to $86,893.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.2% |
| Monthly Cash Flow | $(3) | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,537 |
| Total Monthly Debt Service | $1,449 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68521, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,510 (100%) |
| Owner Occupied HU | 8,552 (55.1%) |
| Renter Occupied HU | 6,142 (39.6%) |
| Vacant Housing Units | 816 ( 5.3%) |
| Median Home Value | $258,817 |
| Average Home Value | $291,616 |
Housing Distribution
Address Breakdown
Residential
15,244
Single Family
12,204
Multi-Family
3,040
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68521, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,510 (100%) |
| Owner Occupied HU | 8,552 (55.1%) |
| Renter Occupied HU | 6,142 (39.6%) |
| Vacant Housing Units | 816 ( 5.3%) |
| Median Home Value | $258,817 |
| Average Home Value | $291,616 |
Housing Distribution
Address Breakdown
Residential
15,244
Single Family
12,204
Multi-Family
3,040
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices