1320 Garfield AveHarlanIA51537








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Harlan at 1320 Garfield Ave, Harlan, IA, 51537 offers a 3.88% rental yield on a $222,500 purchase with $720/mo rent. 11% in year one. Equity gained on principal adds $1,436/yr while 5% annual appreciation supports $61,473 over five years. Portfolio math shows five-year ROI at 39.96% and total cumulative return in cash at $29,476. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $720/mo property income against a $1,089/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1962
8,712 sqft lot
$N/A/sqft
No HOA
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Listed by: Kris Brockhoff • J. Leaders Realty
Mls Name: NoCoast MLS
Mls Provider:
Mls ID: #6330327
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







