1320 Cottonwood RdLouisaKY41230
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Louisa at 1320 Cottonwood Rd, Louisa, KY, 41230 offers $2,099/mo rent that, after a $1,018/mo payment, leaves $833/mo cash flow. Total monthly income is $2,099/mo, and annual cash flow is $9,998/yr on $68,952 cash. Return on cash invested measures 34.41% in year one, and rental yield stands at 12.11% at a $208,000 entry. Equity gained on principal adds $1,342/yr while 5% annual appreciation compounds into $57,467 by year five. Five-year ROI records 180.52% and total cumulative return in cash reaches $124,476. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,099/mo property income versus a $1,018/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in N/A
7,743 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41230, Louisa, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,603 (100%) |
| Owner Occupied HU | 3,611 (64.4%) |
| Renter Occupied HU | 1,210 (21.6%) |
| Vacant Housing Units | 782 (14.0%) |
| Median Home Value | $138,662 |
| Average Home Value | $166,173 |
Housing Distribution
Address Breakdown
Residential
5,205
Single Family
5,205
Multi-Family
0
Businesses
325
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