132 Union St N, Battle Creek, MI, 49017 | $495/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Battle Creek at 132 Union St N, Battle Creek, MI, 49017 offers $1,352/mo rent that, after a $636/mo payment, leaves $495/mo cash flow. Total monthly income is $1,352/mo, and annual cash flow is $5,940/yr on $43,095 cash. Return on cash invested measures 33.69% in year one, and rental yield stands at 12.48% at a $130,000 entry. Equity gained on principal adds $839/yr while 5% annual appreciation compounds into $35,917 by year five. Five-year ROI records 177.24% and total cumulative return in cash reaches $76,383. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,352/mo property income versus a $636/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Multi Family

Built in 1920

8,712 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49017, Battle Creek, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,526 (100%)
Owner Occupied HU	6,408 (67.3%)
Renter Occupied HU	2,282 (24.0%)
Vacant Housing Units	836 ( 8.8%)
Median Home Value	$164,086
Average Home Value	$199,413