132 Shore Road #13North TruroMA02652
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.55 makes 132 Shore Road #13, North Truro, MA, 02652 in North Truro one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.37%. The 8.37% yield, 5% annual appreciation ($63,268 over five years), and $2,109/yr in principal reduction project a total cumulative return of $96,858.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.0% |
| Monthly Cash Flow | $(87) | $800 |
City averages based on North Truro market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,597 |
| Total Monthly Debt Service | $1,352 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02652, North Truro, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 56 (100%) |
| Owner Occupied HU | 15 (26.8%) |
| Renter Occupied HU | 3 ( 5.4%) |
| Vacant Housing Units | 38 (67.9%) |
| Median Home Value | $1,125,000 |
| Average Home Value | $1,075,000 |
Housing Distribution
Address Breakdown
Residential
951
Single Family
1
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02652, North Truro, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 56 (100%) |
| Owner Occupied HU | 15 (26.8%) |
| Renter Occupied HU | 3 ( 5.4%) |
| Vacant Housing Units | 38 (67.9%) |
| Median Home Value | $1,125,000 |
| Average Home Value | $1,075,000 |
Housing Distribution
Address Breakdown
Residential
951
Single Family
1
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CCIMLS
Mls ID: #22602326