132 Oak AveGaltCA95632








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Galt at 132 Oak Ave, Galt, CA, 95632 earns $927/mo cash flow from $3,350/mo rent with a $1,860/mo payment. Total monthly income totals $3,350/mo, and annual cash flow totals $11,124/yr on $125,970 capital. ROI tracks 28.74% on current figures, and rental yield reads 10.58% at a $380,000 purchase. Equity gained on principal adds $2,452/yr, and 5% annual appreciation supports $104,987 over five years. Five-year ROI reaches 150.43% and total cumulative return in cash sums $189,493. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,350/mo property income instead of your personal income.
Single Family
Built in 1961
6,586 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95632, Galt, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,623 (100%) |
| Owner Occupied HU | 7,874 (74.1%) |
| Renter Occupied HU | 2,455 (23.1%) |
| Vacant Housing Units | 294 ( 2.8%) |
| Median Home Value | $573,267 |
| Average Home Value | $591,013 |
Housing Distribution
Address Breakdown
Residential
10,492
Single Family
10,126
Multi-Family
366
Businesses
620
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Listed by: Teri Shelley • Mike Guttridge Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224091328
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.








