132 N Main StMountain TopPA18707








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Mountain Top at 132 N Main St, Mountain Top, PA, 18707 priced at $227,900 pairs $2,170/mo rent with $677/mo cash flow after a $1,115/mo payment. Total monthly income equals $2,170/mo, and annual cash flow comes to $8,125/yr on $75,549 invested. Return on cash invested is 30.66% in year one, and rental yield stands at 11.43% on a $227,900 basis. Equity gained on principal adds $1,471/yr, and 5% annual appreciation accumulates to $62,965 by year five. Five-year ROI measures 161.06% and total cumulative return in cash reaches $121,675. For financing, Ziffy Mortgage’s DSCR program evaluates $2,170/mo property income against a $1,115/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 1942
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18707, Mountain Top, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,504 (100%) |
| Owner Occupied HU | 5,455 (83.9%) |
| Renter Occupied HU | 619 ( 9.5%) |
| Vacant Housing Units | 430 ( 6.6%) |
| Median Home Value | $320,054 |
| Average Home Value | $348,657 |
Housing Distribution
Address Breakdown
Residential
6,579
Single Family
6,527
Multi-Family
52
Businesses
410
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Listed by: Brandi Bell • Christian Saunders Real Estate
Mls Name: Luzerne County AOR
Mls ID: #25-3995






