132 Merchant StGuilfordNY13780
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Guilford at 132 Merchant St, Guilford, NY, 13780 offers $986/mo rent that, after a $636/mo payment, leaves $118/mo cash flow. Total monthly income is $986/mo, and annual cash flow is $1,418/yr on $43,095 cash. Return on cash invested measures 23.2% in year one, and rental yield stands at 9.1% at a $130,000 entry. Equity gained on principal adds $839/yr while 5% annual appreciation compounds into $35,917 by year five. Five-year ROI records 121.22% and total cumulative return in cash reaches $52,239. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $986/mo property income versus a $636/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in N/A
1.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13780, Guilford, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 495 (100%) |
| Owner Occupied HU | 322 (65.1%) |
| Renter Occupied HU | 51 (10.3%) |
| Vacant Housing Units | 122 (24.6%) |
| Median Home Value | $162,879 |
| Average Home Value | $199,713 |
Housing Distribution
Address Breakdown
Residential
414
Single Family
414
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices