132 E 8th StFloraIL62839








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Flora at 132 E 8th St, Flora, IL, 62839 with 5% annual appreciation on a $137,000 basis while $1,201/mo rent supports operations. Total monthly income totals $1,201/mo and a $671/mo payment preserves $250/mo for cash returns. Annual cash flow comes to $3,003/yr on $45,416 deployed, and return on cash invested reaches 26.52% in year one. Equity gained on principal adds $884/yr, and five-year appreciation sums $37,851 alongside rental yield of 10.52%. Five-year ROI measures 139.39% and total cumulative return in cash totals $63,304.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,201/mo property income versus a $671/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1940
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62839, Flora, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,983 (100%) |
| Owner Occupied HU | 1,974 (66.2%) |
| Renter Occupied HU | 691 (23.2%) |
| Vacant Housing Units | 318 (10.7%) |
| Median Home Value | $120,905 |
| Average Home Value | $192,720 |
Housing Distribution
Address Breakdown
Residential
2,776
Single Family
2,726
Multi-Family
50
Businesses
312
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