132 Duke RoadWilliamsvilleVT05362
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 132 Duke Road, Williamsville, VT, 05362 in Williamsville speaks for itself: 16.46% gross on a $175,000 price, generating $2,400/mo in rent and $1,236/mo in net income after the $787/mo debt service. DSCR 3.05, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,829 stacks alongside $48,349 in projected five-year appreciation and $1,612/yr in principal reduction. Projected total cumulative return: $146,265.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.5% | 6.2% |
| Monthly Cash Flow | $1,236 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $1,095 |
| DSCR Ratio | 2.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05362, Williamsville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 201 (100%) |
| Owner Occupied HU | 145 (72.1%) |
| Renter Occupied HU | 23 (11.4%) |
| Vacant Housing Units | 33 (16.4%) |
| Median Home Value | $336,290 |
| Average Home Value | $379,931 |
Housing Distribution
Address Breakdown
Residential
67
Single Family
67
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05362, Williamsville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 201 (100%) |
| Owner Occupied HU | 145 (72.1%) |
| Renter Occupied HU | 23 (11.4%) |
| Vacant Housing Units | 33 (16.4%) |
| Median Home Value | $336,290 |
| Average Home Value | $379,931 |
Housing Distribution
Address Breakdown
Residential
67
Single Family
67
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kate Barry • EXP Realty
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5074167