132 Cowdray CirToneyAL35773
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Toney at 132 Cowdray Cir, Toney, AL, 35773 priced at $445,803 converts $2,328/mo rent into after a $2,182/mo obligation. Total monthly income equals $2,328/mo. Return on cash invested prints 18.21% in year one, and rental yield reads 6.27% against a $445,803 entry. Equity gained on principal adds $2,877/yr, while 5% annual appreciation compiles into $123,167 by year five. Five-year ROI reaches 93.07% and total cumulative return in cash sums $137,540. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,328/mo property income covering a $2,182/mo payment, not borrower’s personal income.
Single Family
Built in N/A
N/A lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35773, Toney, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,984 (100%) |
| Owner Occupied HU | 4,797 (80.2%) |
| Renter Occupied HU | 842 (14.1%) |
| Vacant Housing Units | 345 ( 5.8%) |
| Median Home Value | $288,999 |
| Average Home Value | $321,629 |
Housing Distribution
Address Breakdown
Residential
5,954
Single Family
5,954
Multi-Family
0
Businesses
171
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Nearby investment properties with comparable prices
Listed by: Michele Tola Carpenter • Davidson Homes LLC 4
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21886495
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