13187 State Route 55Saint ParisOH43072
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 13187 State Route 55, Saint Paris, OH, 43072 in Saint Paris at $349,900 earns $2,315/mo in rent and nets $13/mo after the $1,573/mo payment, a 7.94% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $96,671 over five years. Ziffy Mortgage underwrites this on a 1.47 DSCR without U.S. credit history. With $3,223/yr in principal paydown, total projected return reaches $134,158.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $13 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,315 |
| Total Monthly Debt Service | $2,162 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
1.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43072, Saint Paris, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,348 (100%) |
| Owner Occupied HU | 1,744 (74.3%) |
| Renter Occupied HU | 451 (19.2%) |
| Vacant Housing Units | 153 ( 6.5%) |
| Median Home Value | $206,401 |
| Average Home Value | $230,347 |
Housing Distribution
Address Breakdown
Residential
1,990
Single Family
1,946
Multi-Family
44
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
1.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43072, Saint Paris, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,348 (100%) |
| Owner Occupied HU | 1,744 (74.3%) |
| Renter Occupied HU | 451 (19.2%) |
| Vacant Housing Units | 153 ( 6.5%) |
| Median Home Value | $206,401 |
| Average Home Value | $230,347 |
Housing Distribution
Address Breakdown
Residential
1,990
Single Family
1,946
Multi-Family
44
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joni Orders • AshMoore Real Estate, LLC
Mls Name: WRIST
Mls Provider:
Mls ID: #1039317
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.