13185 14th StChinoCA91710
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 13185 14th St, Chino, CA, 91710 in Chino fits: $810,000, 5.63% gross yield, and a projected 5% annual appreciation rate adding $223,788 in value within five years. Rental yield 5.63%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.04) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,460/yr in principal paydown and $223,788 in appreciation project a total return of $229,359.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 6.0% |
| Monthly Cash Flow | $(1,209) | $1,200 |
City averages based on Chino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,802 |
| Total Monthly Debt Service | $4,689 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91710, Chino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,910 (100%) |
| Owner Occupied HU | 15,848 (63.6%) |
| Renter Occupied HU | 8,416 (33.8%) |
| Vacant Housing Units | 646 ( 2.6%) |
| Median Home Value | $678,992 |
| Average Home Value | $710,109 |
Housing Distribution
Address Breakdown
Residential
24,362
Single Family
21,899
Multi-Family
2,463
Businesses
3,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91710, Chino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,910 (100%) |
| Owner Occupied HU | 15,848 (63.6%) |
| Renter Occupied HU | 8,416 (33.8%) |
| Vacant Housing Units | 646 ( 2.6%) |
| Median Home Value | $678,992 |
| Average Home Value | $710,109 |
Housing Distribution
Address Breakdown
Residential
24,362
Single Family
21,899
Multi-Family
2,463
Businesses
3,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Cuthrell • San Antonio Realty
Mls Name: CRMLS
Mls ID: #PW26004783