








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in St Charles at 1318 S 3rd St, St Charles, IL, 60174 generates $2,584/mo in rent, after a $1,860/mo payment. Total monthly income is $2,584/mo. Return on cash invested sits at 18.5% in year one, and rental yield is 8.16% on a $380,000 entry. Equity gained on principal adds $2,452/yr, while 5% annual appreciation builds toward $104,987 over five years. Five-year ROI reaches 96.58% and total cumulative return in cash sums $121,657. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,584/mo property income rather than buyer’s personal income.
Single Family
Built in 1976
6,804 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 60174, Saint Charles, IL area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,039 (100%) |
| Owner Occupied HU | 9,143 (65.1%) |
| Renter Occupied HU | 4,174 (29.7%) |
| Vacant Housing Units | 722 ( 5.1%) |
| Median Home Value | $401,856 |
| Average Home Value | $449,093 |
Residential
13,500
Single Family
11,036
Multi-Family
2,464
Businesses
2,071
Date | Event | Price |
|---|---|---|
| 2025-03-21 | Listed for sale | $380,000 |
| 2022-12-17 | Listing removed | N/A |
| 2022-12-10 | Price change | $2,450 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-03-23 | $8567.02 | 5.36% | $107,042 | 6.29% |
| 2022-03-23 | $8131.42 | 3.86% | $100,709 | 4.91% |
| 2021-03-23 | $7829.20 | 0.98% | $95,996 | 1.90% |



What's Special
Full
Listed by: Michelle Collingbourne • RE/MAX All Pro - St Charles
Mls Name: MRED as distributed by MLS GRID
Mls Provider:
Mls ID: #12314157
Disclaimer: Based on information submitted to the MLS GRID as of 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#17)